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How ready is your estate plan?

Eight documents and decisions do most of the work of protecting your family. Check off what you already have — the wheel fills in as you go, and your next steps come with it.

Nothing you enter is saved or sent anywhere — the math runs entirely in your browser.

Check everything you already have in place
A little about your situation (optional — it tailors your next moves)

Your estate readiness score

0 / 100

0 of 8 items in place — Just starting. Here's the good news: every empty spoke is a fixable gap, and most take one conversation to close.

Estate readiness wheel0 of 8 estate readiness items in place. Complete: none. Not yet complete: Will, Trust Review, Power of Attorney, Advance Directive, Beneficiaries, Asset Titling, Guardianship, Digital Assets.WillTrust ReviewPower ofAttorneyAdvanceDirectiveBeneficiariesAsset TitlingGuardianshipDigital Assets0/8complete
Estate readiness score0 of 8 estate readiness items complete, for a score of 0 out of 100 — Just starting.0out of 100

Just starting

Your next moves (educational, not advice)

  1. Learn what a will covers, then meet an estate attorney to draft one.
  2. Ask an estate attorney whether a living trust fits your situation.
  3. Name someone who can act financially if you can't.
  4. Put your medical wishes in writing.
Want to talk through your result? No pitch, no obligationRead: Why every family needs a will

Northstar Estate Readiness worksheet — educational checklist only

0 of 8 items in place → score 0/100 (Just starting).

In place: none yet.

Still to do: Will, Trust review, Financial power of attorney, Advance health-care directive, Beneficiary designations current, Asset titling reviewed, Guardianship for minors, Digital assets plan.

Generated by northfinserv.com/tools/estate-readiness. Educational only, not legal advice — estate documents should be prepared by a licensed estate-planning attorney.

The formula, in the open

Estate Readiness = Will + Trust Review + POA + Advance Directive + Beneficiaries + Asset Titling + Guardianship + Digital Assets Each item counts equally: 8 of 8 scores 100.
POA: financial power of attorney — someone who can handle money matters if you can't. Beneficiaries: the names on retirement accounts and insurance policies, which override what a will says. Trust review means you've talked through whether a trust fits — not that everyone needs one.

Assumptions

  • Each of the eight items carries equal weight in the score
  • “In place” means the document or review is current — signed, and revisited after major life changes
  • The checklist covers common estate-planning basics for U.S. households

Limitations

  • A readiness snapshot, not a legal review — only a licensed estate-planning attorney can say what your situation needs
  • State laws differ — documents drafted in one state may need updates after a move
  • It can't judge document quality — an outdated will checks the box but may no longer say what you want

Want the concept behind the math? Why every family needs a will →